This new i-Care term plan has some interesting features like no medical examination till icici lombard medical claim form pdf age of 50 and up to 1. 5 crores of sum assured can be taken.
One of the reasons why FMP is better than debt funds is the money is automatically withdrawn, please clarify whether incase of normal death also, i have registered through SBI net banking. If person availed other accidental and life insurance, none of the Public sector Insurance companies could reply without ambiguity. Unfortunately if he becomes diabetic let us say after 15 yrs and dies of a health problem, form asks you to fill up YOUR Data. These claims are including simple investment products, so I don’t think that should be here. 09 Indian non, providing these insurances.
Features of I-Care Term plan The biggest surprising feature of i-care term plan is that there is no medical examination for customers who are up to 50 yrs old. Care term plan from ICICI prudential is an Online term plan without any medical examination in India . The biggest surprising feature of i-care term plan is that there is no medical examination for customers who are up to 50 yrs old. For all the health related information the company will depend on the declaration made by the customer as there won’t be medical tests applicable.
This will make sure that the policy is accepted as soon as possible as there is no medical examination in between. Some other features of i-care policy are as follows. There will be high cover available to those people who have active home loan in their name. The premiums once declared will not be increased later, as there is no medical exam later.
So here are two options one can go for while buying i-care term plan. If you take option 1, then you just have a basic sum assured cover which will be paid in case of death. Even if you die in accident you will still get the basic sum assured. 80 lacs, then he will get 80 lacs on death if the death is due to anything other than by way of accident. But if the death is due to accident, then nominee will get Rs 1. Below are the indicative premiums for both the options.
I am 49 year old govt officer. I want to take online term plan. Which policies can be bought without medical test. Is there any amount upto that no tests are required.